Yuliana, Riska (2022) Analisis Minat Pelaku UMKM Terhadap Penggunaan Peer to Peer Lending (P2PL) Syariah di Sumatera Barat. Diploma thesis, Universitas Andalas.
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Abstract
This research aims to determine the effect of trust, perceived ease of use, perceived of usefulness, risk and attitude on the intention of MSME actors to use Sharia Peer to Peer Lending (P2PL). This research was conducted on SMEs in West Sumatra. The sample in this research was obtained by Convenience Sampling as many as 100 samples. The analytical method used is descriptive statistical analysis method and inferential statistical analysis with Smart-PLS 3.3.3 application tools. The independent variables in this study are trust, perceived ease of use, perceived of usefullness, risk and attitude. The results showed that the variables of trust, perceived of usefulness, and attitude had an effect on the intention of MSME actors to use sharia P2PL. While the perceived ease of use and risk variables have no effect on the intention of MSME actors to use sharia P2PL. Keywords: Trust, Perceived Ease of Use, Perceived of Usefulness, Risk, Attitude, Intention to Use Penelitian ini bertujuan untuk mengetahui pengaruh kepercayaan, kemudahan penggunaan, kegunaan, risiko dan sikap terhadap minat pelaku UMKM untuk menggunakan Peerto Peer Lending (P2PL) syariah. Penelitian ini dilakukan pada pelaku UMKM yang ada di Sumatera Barat. Sampel dalam peneltiian ini diperoleh dengan Convenience Sampling sebanyak 100 sampel. Metode analisis yang digunakan adalah metode analisis statistik deskriptif dan analisis statistik inferensial dengan alat bantu aplikasi Smart-PLS 3.3.3. Variabel independen dalam penelitian ini adalah kepercayaan, kemudahan penggunaan, kegunaan, sikap, dan risiko. Hasil penelitian menunjukkan bahawa variabel kepercayaan, kegunaan, dan sikap berpengaruh terhadap minat pelaku UMKM untuk menggunakan P2PL syariah. Sedangkan variabel kemudahan penggunaan dan risiko tidak berpengaruh terhadap minat pelaku UMKM untuk menggunakan P2PL syariah. Kata Kunci: Kepercayaan, Kemudahan Pengguinaan, Kegunaan, Risiko, Sikap, Minat Pelaku UMKM
Item Type: | Thesis (Diploma) |
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Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting |
Divisions: | Fakultas Ekonomi > Akuntansi |
Depositing User: | S1 Akuntansi Akuntansi |
Date Deposited: | 26 Jul 2022 08:24 |
Last Modified: | 26 Jul 2022 08:24 |
URI: | http://scholar.unand.ac.id/id/eprint/107756 |
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