Perlindungan Hukum Terhadap Peserta Asuransi Jiwa Di PT. Bumi Putera Cabang Pariaman

Cenery, Jelisye Putri (2013) Perlindungan Hukum Terhadap Peserta Asuransi Jiwa Di PT. Bumi Putera Cabang Pariaman. S2 thesis, Universitas Andalas.

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Abstract

Along with advances in technology at the moment, all human movement is executed with modern equipment, as a result of this progress is the possibility of accidents and life-threatening eating men is greater. Therefore, life insurance has an important role to protect the soul from evil that may arise, previously unknown and unwanted by any human being. From this background, the problem arose that the author made the subject discussed in this thesis is how the implementation of the insurance payment to PT. Bumi Putera, whether legal protection life insurance for participants provided by PT. Bumi Putera has been in accordance with the legislation in force, what are the constraints that are found in the field and how efforts to overcome them. To answer these questions, the study is a sociological approach to the study site juridical PT. Bumi Putera Pariaman and life insurance participants, methods and tools of data collection were interviews, document studies and questionnaires. Then the data is processed and then editing and coding the data were analyzed qualitatively. Based on the research and discussion by the author can be seen that the implementation of life insurance began with reporting, complete correspondence, making chronology, Branch Chief for approval, submit a report to the central office, and then carry out the payment of compensation. Legal protection provided by PT. Bumi Putera has been in accordance with the statutory provisions as to provide true, comprehensive, non-discriminatory service. The obstacles encountered in the implementation of claims and legal protection are a few officials claim, the insured's delay in reporting the claim, the insured did not complete the necessary requirements, as well as the insured is sometimes often do not understand the contents of the policy.

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