EKSEKUSI OBJEK JAMINAN FIDUSIA MELALUI PENJUALAN DI BAWAH TANGAN DALAM PENYELESAIAN KREDIT BERMASALAH PADA PT. BANK MAYAPADA INTERNASIONAL CABANG PEKANBARU

MUTIARA, HAMELYA PUTRI (2017) EKSEKUSI OBJEK JAMINAN FIDUSIA MELALUI PENJUALAN DI BAWAH TANGAN DALAM PENYELESAIAN KREDIT BERMASALAH PADA PT. BANK MAYAPADA INTERNASIONAL CABANG PEKANBARU. Masters thesis, UNIVERSITAS ANDALAS.

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Abstract

The implementation to execute fiduciary guarantee object through private sales on settlement of non performing has been regulated on fiduciary guarantee law, in implementation at PT. Bank Mayapada International branch Pekanbaru in selling fiduciary guarantee less than 1 (one) month after the debt declared as default. There was no written notice to interested parties about private sales of fiduciary guarantee and did not announced to newspaper at least twice that which circulates in that area. It is because the rules has not been socialized well. The formulation of this research are; 1) Is the execution of Fiduciary Guarantee through private sales on settlement of non performing loans at PT. Bank Mayapada International Pekanbaru Branch accordance to the applicable rules ?, 2) What are the inhibiting factors and how to overcome obstacles in the execution in the execution Fiduciary Guarantee through private sales on settlement of non performing loans at PT. Bank Mayapada International Branch Pekanbaru?. The research methodology is empirical juridical approach. The result of this research are: 1) Execution of Fiduciary Guarantee Execution through privat sales on Settlement of non performing loans at PT. Bank Mayapada International Pekanbaru Branch was accordance to applicable rules; 2) The inhibiting factors was the rules on the execution procedure were not implemented. Then, the resolution of the problem was through by deliberation to the debtor about the process to solving the non performing loans through private sales to lien under fiduciary guarantee. The suggestion in this researh are the legislation as the lawmaker must socialize weel the law, and the Bank or another financial instituion should adjust the rules of the fiduciary guarantee based on law of the Republic of Indonesia Number 42 of 1999 on Fiduciary Guarantee. Keywords: Execution, Fiduciary Guarantee, Private Sales

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