Analisis Financial Inclusion dan Personal Financial Behaviour Masyarakat di Wilayah Kota dan Kabupaten Provinsi Sumatera Barat

Febrina, Ramadhani (2016) Analisis Financial Inclusion dan Personal Financial Behaviour Masyarakat di Wilayah Kota dan Kabupaten Provinsi Sumatera Barat. Diploma thesis, Universitas Andalas.

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Abstract

This research aims to know the influence of financial inclusion against personal financial behaviour in areas of the city and regency of West Sumatera. The unit of analysis in the study was the individual who lives on the city/regency of West Sumatera who is at least 18 years old and are recorded in the civil registry area of the city or regency in West Sumatra that add up to 190 people and selected based on the sampling methods of probablilistic. Hypothesis testing is done using a simple linear regression analysis with EViews program version 8 (Econometric Views). The results showed that there were significant differences between financial inclusion area of the city with the regency of West Sumatera. There are no significant differences of personal financial behavior area of the city with the regency of West Sumatera. And there is a significant influence on financial inclusion against personal financial behavior in areas of the city/regency of West Sumatera. Keywords: Financial inclusion, Personal financial behaviour ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh financial inclusion terhadap personal financial behaviour di wilayah kota dan kabupaten provinsi Sumatera Barat. Unit analisis dalam penelitian adalah individu yang tinggal di wilayah kota/kabupaten Sumatera Barat yang berusia minimal 18 tahun dan tercatat di catatan sipil daerah kota atau kabupaten di Sumatera Barat yang berjumlah 190 orang dan dipilih berdasarkan metode sampling probablilistic. Pengujian hipotesis dilakukan dengan menggunakan analisis regresi linear sederhana dengan program EViews versi 8 (Econometric Views). Hasil penelitian menunjukkan bahwa terdapat perbedaan signifikan financial inclusion antara wilayah kota dengan wilayah kabupaten di Provinsi Sumatera Barat.Tidak terdapat perbedaan signifikan personal financial behavior wilayah kota dengan wilayah kabupaten di Provinsi Sumatera Barat. Dan Terdapat pengaruh signifikan financial inclusion terhadap personal financial behavior masyarakat di wilayah kota/kabupaten Provinsi Sumatera Barat. Kata Kunci: Financial inclusion, Personal financial behaviour

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